OCARE, (ocare.com), India’s first, and only, independent Insurance Process as a Service (IPAAS) platform, on February 16, 2017 launched its fully integrated improved website aiming to connect empanelled dentists and insured patients on a single digital platform.
Speaking on the launch, Dr. Neeraj Sheth, Founder & CEO, OCARE, said, “While insurance has been around for many years now, dental insurance is a new concept in India. With low oral health in India and the growing costs of dental treatments, Dental Insurance is a must to maintain dental hygiene in the country. We aim to provide the best product coupled with a seamless engagement of a dentist with his patient.”
“Besides choosing OCARE’s wide list of empanelled dentists to take care of their dental needs, patients can access their dental history at any time they want. For dentists too, this is a boon as they will be able to better recommend a course of treatment based on their history,” added Ravi Kikan, COO, OCARE.
The website has been designed to provide easy navigation and information flow for OCARE’s products and services for customers as well as dentists. Dental Insurance is a completely new concept and there are quite a few queries on what dental insurance is and how the entire process works right from when a patient enters the clinic, the dentist outlining their treatment plan to details of the claim reimbursement process. All these questions are answered in an easy 4 step process in the ‘How it Works section’ of the website.
Further questions about dentist empanelment, insurance coverage and turnaround time are answered in the Help/FAQ section to assist both prospective patients and dentists. The terms and condition section on the website clearly outlines the treatments covered, exclusions and costs.
Once a dentist registers with OCARE, he can enter all the details related to his practice, treatment and costs. He can use the scheduler to manage his appointments and patients. Dentists will also use this platform to enter details related to the treatment plan, costs and sharing an OPG of the decayed tooth and the tooth post treatment. This also ensures all dental records are maintained digitally and can be accessed at any time. Patients can use this platform to book appointments at a preferred dentist based on location and convenience they can view their medical and treatment history and most importantly use it for their dental insurance claim process.
OCARE brings to you Dental Insurance for the first time in India. It covers existing conditions, has no waiting period, offering a sum assured of Rs.25,000 per annum covering dental treatments over a location independent dental network. OCARE offers host of benefits for a nominal premium for INR 1699. OCARE is currently offered as a group insurance to corporates, schools, colleges, and organizations with a member-strength of more than 50.
· First Time a Dental Insurance Plan Launched in India
· Covers pre-existing conditions
· No waiting period
Product highlights include:
o Oral hygiene kit
o OCARE Dental Insurance witha minimum sum assured of INR 25,000/- per annum, per person
o Loyalty card withpoints redeemable for dental services
o Bi – annual dental checkups
OCARE is India’s first, and only, independent Insurance Process as a Service (IPAAS) platform. The platform covers a complete range of dental health services that include dental insurance, dentistry network and oral health education in India. Starting with 108 cities & with a plan to spread pan-India, OCARE is also the first, and only, IPAAS that provides India’s first Group Dental Insurance.
With its headquarters in Mumbai, OCARE was founded by Dr. Neeraj Sheth in 2015 and employs 150 associates with a pan-India network of over 9,000 dentists. OCARE aims to promote its proprietary, scalable, innovative and state-of-the-art technology that will enable dentists to make the real-time oral healthcare management of patients convenient, flexible & affordable.
OCARE Dental Insurance in India was conceptualised by a team of young dentists who vowed to solve the problem, where on one hand, patients find dental treatments exorbitant and unaffordable, and on the other, too many dental colleges and the ever increasing number of graduating dentists make the competition cut-throat. The OCARE team thought of developing a tech platform that first unifies dentist and patient segments, and then simplifies the whole jargon of dental insurance. OCARE Dental Insurance process uses an intraoral camera on the proprietary, innovative tech platform for case documentation and approval for the claims process where the patients get Rs.25,000 annual coverage.